Privacy policy, disclosure and other policies

AFFILIATES

This site contains affiliate and advertising links, which helps the site to generate revenue. I may receive financial compensation from a merchant if a reader chooses to purchase goods/services via links on this website. You are in no way obligated to make any purchases and there is no additional cost to the reader by using these links.

I am always honest in my opinions and will only recommend products or services that I have either used myself, or that I believe could be of benefit to readers.

Some of our advertising partners include, but are not limited to Profit Accumulator and Amazon Associates.

The Money Whisperer is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.co.uk

PRIVACY POLICY

The privacy of our visitors is important to us and protection of your personal information is at the heart of privacy. We will never sell your personal information to third parties.

Among the types of personal data that The Money Whisperer collects, by itself or through third parties, there are: cookies, usage data, first name, last name, phone number, company name, address, email address and ZIP/Postal code.  Some personal data may be freely provided by a user to the site, or, in case of usage data, collected automatically when using this site.

Below are the types of personal information we receive and collect when you use and visit The Money Whisperer, and how we safeguard your information.

USE OF COOKIES

The Money Whisperer uses cookies to store information, such as your personal preferences when you visit our site.  A cookie is a very small file that is downloaded when you visit a website. See What are cookies.com for more information.

The Money Whisperer uses “third-party cookies”, set by an analytics company.  The information collected is non-personal and I am not able to identify you from it. The information collected provides statistics which then help me to understand how the site is used by my readers, for example by knowing which pages are most frequently viewed and the number of visitors by country. You can choose to turn off these cookies – Google Analytics Opt Out.

The Money Whisperer also uses third party advertisements on the site. Some of these advertisers may use technology such as cookies and web beacons when they advertise on the site, which will also send these advertisers information including your IP address, your ISP, the browser you used to visit our site, and in some cases, whether you have Flash installed.

You can choose to turn off or selectively disable the use of cookies at any time in your browser’s setting or by managing preferences in programs including anti-virus software. Doing so may affect how you are able to interact with our site as well as other websites – for example you may be unable to log in to leave a comment.

On some pages of this site, there may be “embedded content” from another site such as a YouTube video or Twitter. These sites may set their own cookies.

USAGE DATA 

As with most other websites, we collect and use the data contained in log files. The information in the log files include your IP (internet protocol) address, your ISP (internet service provider, such as AOL or Shaw Cable), the browser you used to visit our site (such as Internet Explorer or Chrome), the time you visited our site and which pages you visited throughout our site.

SUBSCRIBING TO RECEIVE EMAILS

When you subscribe to anything on this site, including free downloads or courses, you are required to double opt-in. This means you will receive an email on subscription from our mailing list provider – MailChimp – which contains a link. Your subscription will not be confirmed until you confirm that you indeed meant to subscribe by clicking that link.

When subscribing to our mailing list you will be sent newsletters and emails of any deals.

You can unsubscribe at any time by either:

  • Clicking on the ‘unsubscribe’ button which you will find at the bottom of every email
  • Sending me an email with the header ‘UNSUBSCRIBE’ to emma@themoneywhisperer.co.uk

Please note that your details are stored with my mailing list provider MailChimp. I have access to your data which MailChimp stores. Please see here for MailChimp’s privacy policy.

COMMENT POLICY 

If you choose to leave a comment on The Money Whisperer you accept that:

  • it will be published it at the bottom of the post.
  • I may use information from your comment in later research.
  • the name you enter into the ‘name’ field will be published on the comment. You may wish to use only your first name or an alias. If you accidentally use your full name, please email me at emma@themoneywhisperer.co,uk asking me to delete your surname.
  • the email address you use is not published on the comment itself. You are not subscribing to my newsletter by entering your email to leave a comment.
  • your IP address will be logged when you leave a comment. This data is not made public.

Please note that comments are moderated. I approve and edit them at my discretion based on the following guidelines:

  • I will not publish any comment I consider to be offensive, unhelpful, promoting a course of action I disagree with, or simply self-promotion.
  • I may shorten long comments to improve the reader experience.
  • I may edit your comment to delete any names if you have referred to others.
  • I may delete old comments if I consider this will improve the reader experience.

ACCESSING YOUR DATA (SUBJECT ACCESS REQUEST) 

If you want to see a copy of the information I hold about you, you are entitled to do this under section 7 of the Data Protection Act. To request this, please me email at emma@themoneywhisperer.co.uk with your name and the email address which you used to either contact me or subscribe to the site. I will not send your personal information to an alternative email address. In the event that you no longer have access to the email account you are requesting information on, you will need to provide evidence that you are the owner of the email in question.

Please note that the law permits me 40 days to respond to a Subject Access Request.

DATA BREACHES

In the unlikely event of a data breach, I will let you know as soon as I am made aware of it.

METHODS OF PROCESSING DATA

I will process any information held about you in a proper manner and will take appropriate security measures to prevent unauthorised access, disclosure, modification, or unauthorised destruction of that information.

The processing of this information is carried out using computers and/or IT enabled tools, following organizational procedures and modes strictly related to the purposes indicated above.

EXTERNAL WEBSITES 

The Money Whisperer contains links to external sites. I am not responsible for the privacy policies and practices of other sites linked to. If you arrived at The Money Whisperer from another site, I am not responsible for the privacy policies and practices of the owners or operators of that third party site.

You should check the privacy policy of each site you visit.

COPYRIGHT 

Information on this website may be copied for personal use only. No part of this website may be reproduced, stored, or transmitted in any form without the prior written permission of the author. Permission to republish or replicate may be addressed to emma@themoneywhisperer.co.uk.

The pictures on The Money Whisperer come from a wide variety of sources. Some have copyright restrictions and others do not. If you want to use a picture from this site, please contact me before you publish. You can share pictures on Pinterest or elsewhere if you link back to the relevant page on this site.

LEGAL INFORMATION

Notice to European Users: this privacy statement has been prepared in fulfillment of the obligations under Art. 10 of EC Directive n. 95/46/EC, and under the provisions of Directive 2002/58/EC, as revised by Directive 2009/136/EC, on the subject of Cookies.

 

Latest update: 29th April 2018