Buy now, pay later – is this the new clever way to pay, or a sneaky debt trap? If you shop online then you have probably seen a rise in the buy now pay later schemes. Often when you check out you will be given an option to use a service such as Klarna to […]
Important information: Please remember that the value of investments can go down as well as up, and you may get back less than you invest. The information in this article is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised […]
We all need something to strive for, a benchmark to measure our performance against, a means to motivate ourselves. This is where goals come into all areas of our life. When we talk about setting financial goals, these can range from saving a relatively small amount to replace a pair of outgrown children’s shoes, through […]
This is a collaborative post. A low credit score can give you less control with your money. Landlords, lenders, insurers and even phone contractors may reject you if your credit score is low. Nowadays, you can use credit report apps to find out your credit score. While these apps can be useful, they don’t tell […]
This is a collaborative post. When we talk about ‘investing’, it may bring to mind ISAs, high-interest savings accounts or speculating in stocks and shares. However, there are some quirkier ways to invest your cash. This doesn’t mean taking ridiculous risks and purchasing bitcoin or another virtual currency. You can still spread your risk across […]
This is a collaborative post. Relocating is typically part of the deal when you’re on the property ladder. For starters, most first-time buyers only have enough money for a beginner property, and you don’t want to live there forever. Then, your family expands and forces you to invest in real estate with more floor […]
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