• Innovative Finance ISAs, ISA Investments & Long Term Saving

    An innovative finance ISA (or IFISA) is the third type of ISA available to UK investors, after cash and stocks & shares ISAs. It is specifically intended for investors to use their tax-free ISA allowance to invest in peer to peer lending. Peer to peer lending is where your investment is lent to borrowers and […]

  • Five Frugal Things I’ve Done This Week – 5th October

    This week has been amazing! I’ve got some super exciting things in the pipeline and I am feeling really fired up when it comes to doing things that make me happy. It’s so important to do what you love in life. Life is too short to have regrets and wonder what if. Grab it by […]

  • Tax-Free Childcare – Everything You Need To Know

    Childcare isn’t cheap. End of. Working parents know the pain of forking out a huge amount of their take home salary on nursery fees, or childminders for wrap-around school care, or school holiday activity clubs. Good news is here though – more financial assistance is available for the vast majority of working parents, including the […]

  • Unmarried couples and parents – do you need a cohabitation agreement?

    Society has changed. Cohabiting couples have become the fastest growing family type in the UK, doubling from 1.5m families in 1996 to 3.3m families in 2017. I’ve got many friends living as unmarried couples/families for various reasons. For some, previous divorce has put them off marrying again. For others, financial constraints mean they can’t simply […]