Money saving

Five Fabulously Frugal Things I Have Done This Week

July 13, 2017

Since I have started blogging at The Money Whisperer I have been introduced to some really inspirational bloggers in the money and personal finance space. Each has a different background and route they have taken to becoming a blogger, and each one focuses on a particular niche with their own style.

I can see from the successful bloggers that there is a HUGE audience out there interested in saving money and frugal living….

But I am not frugal. There, I said it. I’m a personal finance blogger but I can’t put myself in the frugal camp without feeling like a fraud. I wouldn’t use the word frivolous but my spending often doesn’t have a lot of cost-conscious thought behind it. I like what I like and I like to do things that make me and my family happy, and often that means not choosing the cheapest options….

That said, The Money Whisperer journey is opening my eyes to some amazing products and services which I am reviewing so I can share with my readers. So in the spirit of embracing ALL things related to personal finance, I have decided that I will join the ‘Five Frugal Things’ linky regularly. My aim is to consciously change my personal habits so I can share my journey in to the world of being frugal! Five things can’t be too life changing can it?!

John Lewis free coffee and cake

I didn’t have to try too hard with my first win. It’s no secret that I love a good loyalty card (now all safely stored in my Stocard app) and I get plenty of loyalty vouchers in the post and by email. I found a voucher nearing expiry date for my free monthly John Lewis reward coffee and cake at my local JL so I headed there instead of just stopping at the Costa while I was out shopping. And they do gluten free brownies too, nom nom!

John Lewis reward coffee

If you sign up for a my John Lewis reward card, every few months you get a voucher pack with monthly specials to treat yourself after you’ve spent time browsing the pretties in store… My free ice-cream voucher is only valid until Monday so I must use this over the weekend. Any excuse for a trip to JL!

John Lewis reward voucher

PayPal free returns

My girls have turned in to bean stalks. I went a little bit trigger happy recently though with online summer clothes shopping for holiday and needed to return some. I mostly opt for Paypal to pay online, primarily because when I am shopping on my phone, I don’t need to get off the sofa and find my credit card in my wallet! Paypal have a promotion at the moment which I am signed up to where you can sign up for FREE return shipping. All you need to do is activate the service when you are logged in to PayPal and they will cover up to £15 of return shipping for up to 12 eligible PayPal purchases worldwide until 31 December 2017.

So all I had to do was post the dresses back, then request the return shipping refund in my Paypal account, with my postage receipt as proof of return. The refund should be with me within 10 days….

If you don’t have a PayPal account, here’s a link to join and receive a free £5 when you make your first purchase.

Amazon Prime Day

amazon prime day

I signed up for Amazon Prime for £59 in the discounted promotion a couple of weeks ago. I love it because there is no minimum spend for delivery when you’re with Prime. Now I can order a single item and not overspend just to get to the £20 threshold which you need if you don’t have Prime!

Amazon’s birthday was this week – 11th July – and to celebrate, each year there is an exclusive flash sale day just for Prime customers. Although a lot of the ‘bargains’ seemed to be random, potentially stock clearance items, I managed to bag a new pair of GHD straighteners for £69.99 so I was more than happy! 😊

End of term gifts

I am a fan of personalised gifts which you’ll know if you saw my post on our homemade father’s day gift. The girls have decided that they wanted to do something similar for their teachers for the end of term.

zeek banner

I have bought some Costa Coffee giftcards from Zeek and they are going to make a story book for their teachers about the teacher’s summer holiday. I’ll share a picture when they are finished – crafting masterpieces can take days in our household.

Dad’s allotment

My dad is a mad keen gardener and has the most amazing allotment. I totally admire his dedication to the cause; at 67 I think you’ll find me on a cruise ship sailing the world rather than digging up spuds but fair play to him.

The thing about growing your own vegetables is that once something is ready, the whole crop is ready! So we keep being given soooo much veg to eat from the allotment. I haven’t had to buy any vegetables at all from the supermarket. Plus, it tastes totally different and I know it’s as healthy as it could possibly be which is an added bonus.

Dad’s allotment costs him £5 a YEAR to rent – if we could keep plants alive for more than a week I might even consider it myself. For now I’ll just enjoy the bags of goodness he brings for us!

Five Fabulously Frugal Things – The other bloggers

Five fabulously frugal things is a weekly “linky” where other bloggers share what they have achieved each week. Check out their blogs to see what other’s have done this week to be frugal.

I am linking up with CassEmma and Becky in this week’s ‘Five Fabulously Frugal things I have done this week’ linky.

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  • Reply Tim Kim @ Tub of Cash July 13, 2017 at 11:02 pm

    Thank you for sharing! I fall in your camp. I sometimes feel a bit like an outsider or a fringe member of the PF community because I’m one of the ones that aren’t frugal. Don’t get me wrong, I’m frugal when compared to probably 99% of the population. Just not Mr Money Mustache level frugal. Fortunately, we have a healthy income, and that helps. Before we had a healthy income, we were forced to be frugal.

  • Reply Katy Stevens July 14, 2017 at 3:18 pm

    Wow £5 a year is a bargain – I thought ours were good value at £30 per plot!

    • Reply Emma July 14, 2017 at 3:52 pm

      Katy, that and after a year they own their share of the piece of land the allotment is on. Given it’s right on the edge of a massive development area with a good chance of building company interest at some point, I think £5 is a great annual investment! Forget the potatoes!

  • Reply Morgan July 14, 2017 at 3:58 pm

    ooh free cake and coffee in John Lewis, I believe I actually have one of these coupons somewhere… I wonder if its still in date? Well done on a very frugal week.

    • Reply Emma July 14, 2017 at 5:46 pm

      NEVER forego free cake Morgan!

  • Reply Chermaine July 14, 2017 at 4:22 pm

    I struggle to be frugal, if I see something I want then I just buy it but since falling in with the money blogger crowd (and wanting to help others) I try to save where I can – even if it’s just cashback.

    A great frugal week and I look forward to seeing how your frugal adventures unfold 🙂

    • Reply Emma July 14, 2017 at 5:52 pm

      I get that. Frugal, saving, thrifty – at the end of the day, its about being savvy when it comes to what you’re spending your money on and how you are spending it…

  • Reply Lee July 15, 2017 at 8:14 am

    Your dad’s allotment is amazing value! What’s even better about it is that it benefits more than one household – a well-run allotment can produce so much and feed so many people 🙂

  • Reply Becky July 16, 2017 at 10:00 am

    I love the John lewis reward too . Thanks for joining in with #5frugalthings

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