Personal Finance

  • The Debt Snowball Method For Eliminating Debt

    debt snowball method

    Today I have a guest post on the debt snowball method for eliminating debt from Vicky Eves who blogs at I beat debt. Vicky found herself in debt after a family bereavement but hid her head in the sand for a long time. This didn’t make the problem go away; it only made it get worse. […]

  • Returning Unwanted Gifts – What You Need To Know

    return unwanted gifts

    Did you know that more than 4 million people returned an unwanted Christmas gift last year? According to research just released by GoCompare Money, an estimated £143m worth of unwanted Christmas presents will be returned this year.  However, only around two thirds of people will be successful in returning items. After reading this, I wanted […]

  • I’m A Multi-Award Winning Personal Finance Blogger!

    emma maslin shomos

    Multi-award winning personal finance blogger. That’s my new title. Whaaaaaat? At the UK Money Blogger’s Annual Awards in London last weekend, I won two awards; Best Personal Finance blog and Best Family & Money blog. To say I was shocked is an understatement! Being shortlisted in the final 6 was an achievement in itself and […]

  • Innovative Finance ISAs, ISA Investments & Long Term Saving

    Innovative Finance ISA

    An innovative finance ISA (or IFISA) is the third type of ISA available to UK investors, after cash and stocks & shares ISAs. It is specifically intended for investors to use their tax-free ISA allowance to invest in peer to peer lending. Peer to peer lending is where your investment is lent to borrowers and […]

  • Unmarried couples and parents – do you need a cohabitation agreement?

    UNMARRIED COUPLES WHO LIVE TOGETHER AND PARENTS – DO YOU NEED A COHABITATION AGREEMENT?

    Society has changed. Cohabiting couples have become the fastest growing family type in the UK, doubling from 1.5m families in 1996 to 3.3m families in 2017. I’ve got many friends living as unmarried couples/families for various reasons. For some, previous divorce has put them off marrying again. For others, financial constraints mean they can’t simply […]