Personal Finance

  • Innovative Finance ISAs, ISA Investments & Long Term Saving

    Innovative Finance ISA

    An innovative finance ISA (or IFISA) is the third type of ISA available to UK investors, after cash and stocks & shares ISAs. It is specifically intended for investors to use their tax-free ISA allowance to invest in peer to peer lending. Peer to peer lending is where your investment is lent to borrowers and […]

  • Unmarried couples and parents – do you need a cohabitation agreement?

    UNMARRIED COUPLES WHO LIVE TOGETHER AND PARENTS – DO YOU NEED A COHABITATION AGREEMENT?

    Society has changed. Cohabiting couples have become the fastest growing family type in the UK, doubling from 1.5m families in 1996 to 3.3m families in 2017. I’ve got many friends living as unmarried couples/families for various reasons. For some, previous divorce has put them off marrying again. For others, financial constraints mean they can’t simply […]

  • BOOK REVIEW : The Meaningful Money Handbook

    Meaningful_Money_Handbook_Review (4)

    You’ll never find me without a few different books on my bedside table. I love dipping in to a mixture of fiction and non-fiction depending on my mood. My non-fiction choices tend to focus on personal finance, entrepreneurship and technology with a sprinkling of psychology thrown in there too. I’ve just finished ‘The Meaningful Money […]